Getting in a car accident can be a scary, stressful thing. A damaged car, dealing with the insurance company, and managing injuries all at the same time can create a lot of frustration. A lot of people end up saying, “I’m fine, I don’t need care for my injuries. It will get better on it’s own." That is not always the case and can lead to long lasting symptoms. There are three big things you should know and consider when you get in a car accident.
Myth #1: If you don’t have any broken bones or major injuries that need medical care, you do not need to seek care.
Reality: Most injuries from car accidents are soft tissue injuries that will respond favorably to conservative methods. These include chiropractic adjustments, Graston technique, massage, acupuncture, and ultrasound. Sprains/strains of the neck, upper back, and lower back are extremely common from car accidents. While x-rays will not show these injuries, they are still very serious as they can cause lingering symptoms years down the road. Chiropractic care combined with soft tissue techniques will give the best chance of recovering, especially if done soon after the injury.
Myth #2: I wasn’t at fault for the accident so my insurance company will not pay for my medical care.
Reality: Minnesota is a no fault state when it comes to auto accidents. What that means is that your insurance company is responsible for paying for your medical care if you are injured. Chiropractic, Graston, massage, and acupuncture are included in this care and covered 100%. Therefore, if you think you are injured or having symptoms, you should get examined and get the proper care you need to prevent long lasting symptoms.
Myth #3: I should get care but use my major medical insurance for coverage.
Reality: If your injury is related to a car accident, your major medical insurance is not liable to pay for your care. Accidents that occur while driving, while you are a passenger, or even holding onto the vehicle while falling, are the responsibility of the auto insurance carrier. These injuries should be reported to the respective auto insurance carrier and have a claim attached to them.
Clearing up these common myths should decrease the confusion that many people feel after getting in a car accident. Contact my office for more questions or if you are suffering from injuries related to a car accident.
Dr. Lori Jokinen, DC CACCP CFMP BA
